Lesen Sie hier unsere Erfahrungen & Test mit Swaper, der estnischen P2P-Plattform. ✔️ Ist Swaper ein seriöser Anbieter? Er verrät uns, wieso er über € bei Mintos abgezogen hat, wo er noch mit wie viel investiert ist wie es mit seinem Vertrauen in P2P. Über die P2P-Plattform Swaper können Anleger Geld in Kredite aus Polen und Spanien investieren. Dafür gibt es bis zu 16 Prozent Zinsen p.a. Jetzt in unserem.
Swaper Erfahrungen und TestberichtLesen Sie hier unsere Erfahrungen & Test mit Swaper, der estnischen P2P-Plattform. ✔️ Ist Swaper ein seriöser Anbieter? Er verrät uns, wieso er über € bei Mintos abgezogen hat, wo er noch mit wie viel investiert ist wie es mit seinem Vertrauen in P2P. Hinter Swaper, einem Person-to-Person (P2P) Kreditportal, steckt eine lettische Finanzgruppe namens “Wandoo Finance Group” mit Sitz in Riga. Das Geschäft.
Swaper P2p Characteristics of Loans VideoMy Entire Investment Portfolio (It's Not Just P2P Lending)
Would you like to invest through Swaper? Then press the button below. It will lead you directly to the Swaper website. From here you can learn more about the platform, and also create yourself an account.
That way, also you can enjoy the high return loans with buyback guarantees on their platform:. Security is a very important thing when investing your money through online platforms.
In this Swaper review, we have therefore taken a look at what the company offers of security to its users.
Swaper only offers loans that come from Wandoo Finance Group. They do this to ensure that they have full insight into the loans that are on the platform.
At the same time, it is easier for the company to manage the risks. Although Swaper has good control of risk management, there is always a risk of loan defaults with short-term loans.
To meet this risk, Swaper has a buyback guarantee on their loan. So, in the event that the borrowers are over 30 days late, Swaper repurchases the loan from the investor.
Swaper compensates for both the invested principal and the accrued interest. You must always keep in mind that a buyback guarantee is only as secure as the one offering it.
Here, a bankruptcy administrator will get all the information about which transactions have taken place on the platform. Generally speaking, it is very much in line with the security measures that are offered on other platforms to secure your investments in the event of bankruptcy.
Swaper is a well-designed and easy-to-use platform that makes investing really simple. The platform became profitable in and we, therefore, consider it safer than the many unprofitable platforms that you can also find on the market.
What sets Swaper apart from many other platforms is that returns do not vary. You get a fixed return on the platform. Skip to content Menu Close.
Overview of Swaper. We find the return compared to the safety favorable. Beginner Friendly. The Swaper marketplace is very beginner-friendly.
Investor Protection. Lenders are lending directly to borrowers. Loan agreements are directly between the lender and the borrower.
Swaper just acts as a middle man, managing loans, payments and debt collection etc. Swaper provides mostly short term 14 — 30 days consumer loans.
These types of loans can be for anything from a personal payday loan, to auto-finance and everything in-between.
Most are payday loans it appears from my lending thus far. However this is normal for the payday loan industry and is easily covered by the spread between rates charged to consumers, and the rates paid to investors.
As most of the loans on Swaper P2P are less than 30 days in duration, they do not amortize as they are basically paid back in full at the end of the term.
Amortization is the paying off of debt with a fixed repayment schedule in regular installments over time. It reduces the risk of the loan compared to a non-amortizing loan in which nothing is received until the end of the loan period, or only interest is received monthly, and then the capital repaid at the end of the loan period.
You can sell loans on Swaper by clicking on the arrow from the loans listing page. This will present a popup asking how much of the loan you would like to sell.
Diversifying capital into loans is easy. The auto-invest diversifies your capital automatically based on the settings you give them, so you decide the amount you put into each loan.
There is technically no provision fund with Swaper. No tax free account options with Swaper. The Swaper P2P Website is simple but effective.
Swaper return rates are very reasonable for a Euro lender. This is right up there with Grupeer , Robocash and Mintos , and the loans are only for 30 days, which gives easier access to capital if needed.
My Investment strategy with Swaper is simple. Basically I just accept the default settings, except I set the loan period to 12 months even though most loans are less than 30 days.
The fact that a borrower needed a little more time to pay is not a huge issue. I make the portfolio size larger than the amount I have invested to make sure interest is reinvested as it comes in.
Swaper is certainly a viable platform for lending out Euros for short term access. Their return rates are very good for auto-invest loans with little to no time required to manage, and short term capital access.
I intend to increase my investment in Swaper as I get to know them better. I have no hesitation investing in Swaper as part of my diversified Euro portfolio, and I can definitely recommend them as part of an overall investment strategy.
I consider Swaper P2P to be in the medium risk category. Even taking in to consideration Swaper is part of the larger Wandoo Finance Group, which is profitable, it is still an unregulated business in a foreign to many people county.
The live chat support works flawlessly and the team will be happy to answer any questions you have with a cheerful but professional attitude.
Perhaps in the future, they can expand further beyond Wandoo, as I believe that would minimize the risk of depending on just one loan originator although it already operates in several different markets, which in itself minimizes risk.
I would recommend Swaper for those who want to diversify their P2P lending investments, for example using two or three other established P2P platforms to spread risk.
Mintos , Iban Wallet and Peerberry would be two candidates that I would recommend. You could also mix that with real-estate lending and equity platforms like EstateGuru and Crowdestate for a well-rounded portfolio.
Have you invested with Swaper yourself? Let me know about your experience in the comments section below. Join Swaper.
Swaper is a platform that boasts a beautiful and clean web design as well as iOs and Android apps to easily manage your investments.
Jean Galea is a dad, amateur padel player, host of the Mastermind. How safe would you consider Swaper to be? My concern is that we do not know how well Wandoo Finance is doing financially.
Also, do you not think it is a bit odd that Swaper provides the buyback guarantee rather than Wandoo Finance? I usually buy these kinds of reports whenever I need to check how companies are doing, as they are the same accounts that they post to the tax authorities every year.
I like the way that you presented the platform with all its pros and cons. It looks interesting but I still believe that real estate crowdfunding is a more attractive field — at least for me.
Of course, you need a diversified portfolio that contains different assets, but I believe that real estate crowdfunding has a better structure from the security perspective for investors.
Right now me and my wife after investing in real estate across all Europe from a really nice aggregator for real estate.
One of the benefits of investing in P2P loans is that you can get a pretty sweet monthly income. How can you make an income with P2P lending?
When should you reinvest your earnings? At Swaper, you can choose which one you want to do with just a click of a magical button: Account dashboard from our P2P loan app Should you reinvest?
Great question! When should you keep your earnings? When should you turn the magic reinvest button off? There are three likely scenarios where you might not be interested in reinvesting your P2P income: You have retired and are now living off your investments congratulations!
Every month your P2P investments are part of your monthly drawdown and you use them for personal expenses. You want to liquidate all your loan investments and put them somewhere else.
Instead of re-investing, the money will accumulate in your account and you can withdraw whenever you want. You prefer manual investing and want to have control over where your money is invested.
Spiele von der Umsatzbedingung ausgeschlossen oder Swaper P2p ist festgelegt, Swaper P2p nahezu unmГglich. - InhaltsangabeAuch wenn die meisten Plattformen, die nun folgen, zu denen gehören die auch in der Rendite Top 10 ganz Foe Event 2021 oben so spielen sind sie noch lange nicht in der Top 7, was meine Anlagesumme angeht. Launched in , Swaper is a peer-to-peer loan platform that is headquartered in Estonia. The overarching concept of the platform is that you can indirectly lend money to everyday consumers. In return, Swaper loans are accustomed to a rather juicy annual yield of 12%. Swaper Swaper is an Estonion P2P lending platform founded in The platform offers a marketplace for investments in short-term unsecured consumer loans from Central and Eastern European countries. The loans are originated by Wandoo Finance Group, the parent company of Swaper. Swaper is a modern P2P Marketplace powered by technological innovations. It builds on the idea of P2P lending and combines it with investment opportunities. What is Swaper P2P Lending Platform? Swaper was founded back in October Currently, Swaper has over active investors, who together have received over 1,3 million euro in interest. Swaper offers a 12% interest on all loans. A Review of the Peer-to-Peer Lending Swaper. With Swaper you can earn up to 14% Αnnually with Buyback Guarantee.
Ein typisches Beispiel wГre ein в100 Swaper P2p bis zu 100вв Swaper P2p Deine erste. - Anmeldung bei SwaperAuch das ist wieder eine positive Nachricht, aber dieses Mal eher für die Investoren. In this Swaper Review we will take a look at the rates, promotional offer and statistics of this peer-to-peer lending platform.. What Is Swaper? Based in Riga (Latvia) Swaper is a peer-to-peer lending investment platform that you can invest in pre-funded short-term loans (usually one month). The loans are unsecured consumer loans originated by its parent company Wandoo Finance Group, which. Swaper is an Estonion P2P lending platform founded in The platform offers a marketplace for investments in short-term unsecured consumer loans from Central and Eastern European countries. The loans are originated by Wandoo Finance Group, the parent company of Swaper. 1/18/ · Swaper P2P also offer a “buyback guarantee” on most of their loans, which means it will buyback loans and repay principal and interest if payments are delayed more than 30 days. Swaper is owned by the Wandoo Finance Group who is a professional IT systems developer. Wandoo also originates loans and uses the Swaper platform to publish pre /5.